FOCL Practice Test

What can be said about Roderick's knowledge regarding his check?

1. He believed he had funds in his account

2. He was confident it would clear

3. He knew he lacked sufficient funds to cover it

4. He was unaware of his account balance

The correct answer is: He knew he lacked sufficient funds to cover it

The correct answer reflects a specific understanding of Roderick's situation regarding his financial status and awareness of his bank account. If he knew he lacked sufficient funds to cover his check, this indicates that Roderick had insight into his account balance and the consequences of issuing a check without the necessary funds. This awareness suggests he understood the potential repercussions of such an action, such as the likelihood of the check bouncing or incurring overdraft fees. In this context, the other options imply different levels of awareness or belief that Roderick may have held. If he believed he had funds in his account or was confident it would clear, this would indicate a misunderstanding or optimism about his financial situation. Similarly, if he was unaware of his account balance, it would suggest a lack of awareness that could lead to issuing the check without consideration of his actual financial capacity. Understanding the nuances of Roderick's knowledge helps clarify the implications of his actions regarding financial responsibility.